Natural hazards · Cutler

Cutler, CA natural hazards

Most of the natural-hazard damage FEMA expects in Cutler comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cutler?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cutler to be higher than in 34% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding46%Heat waves31%Earthquakes15%Everything else8%

By hazard

What Cutler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 3 times a year in the area

Heat waves

31% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 11 times a year in the area

Earthquakes

15% of expected damage

Well above average · higher than 81% of U.S. places

Lower here

TornadoesHailWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cutler flood?

FEMA's records show no paid flood insurance claims in Cutler.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cutler isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tulare County.

Disasters that hit Cutler

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cutler itself: aid to households, or repair grants to Cutler.

Brought FEMA money into CutlerDeclared for Tulare County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

74 households applied for aid $143K aid approved

2020

Wildfires

1 household applied for aid

Tulare County has had 21 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cutler is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cutler’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cutler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.