Natural hazards · Wagon Wheel

Wagon Wheel, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Wagon Wheel comes from wildfires, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wagon Wheel?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wagon Wheel to be higher than in 57% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire48%Inland flooding32%Lightning8%Cold waves7%Everything else5%

By hazard

What Wagon Wheel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

48% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

32% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 4 times a year in the area

Lightning

8% of expected damage

Well below average · higher than 20% of U.S. places

Cold waves

7% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 19 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wagon Wheel flood?

FEMA's records show no paid flood insurance claims in Wagon Wheel.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wagon Wheel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Navajo County.

Disasters that hit Wagon Wheel

Federal disasters declared here

None of the disasters declared for Navajo County shows FEMA aid or repair money reaching Wagon Wheel itself in FEMA’s records.

Brought FEMA money into Wagon WheelDeclared for Navajo County only

Navajo County has had 17 natural disasters declared since 1953, most often floods and fires.

Around Wagon Wheel

Wagon Wheel and the towns around it

Very lowLowModerateHighVery high

Pinetop-Lakesidemostly wildfiresHigh

Wagon Wheelmostly wildfiresModerate

Show Lowmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wagon Wheel is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wagon Wheel’s own flood-insurance community; household aid to the registrant’s city; repair grants to Wagon Wheel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.