Natural hazards · Show Low

Show Low, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Show Low comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1992.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Show Low?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Show Low to be higher than in 27% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding44%Wildfire27%Lightning12%Cold waves10%Everything else8%

By hazard

What Show Low faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 28% of U.S. places

Recorded about 4 times a year in the area

Wildfire

27% of expected damage

Well above average · higher than 97% of U.S. places

Lightning

12% of expected damage

Well below average · higher than 20% of U.S. places

Cold waves

10% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 19 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Show Low flood?

Every paid claim on a federal flood insurance policy in Show Low, from FEMA’s records.

3paid claims since 1992

$122Kpaid to owners

0homes flooded more than once

19922026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Show Low is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Navajo County.

Disasters that hit Show Low

Federal disasters declared here

None of the disasters declared for Navajo County shows FEMA aid or repair money reaching Show Low itself in FEMA’s records.

Brought FEMA money into Show LowDeclared for Navajo County only

Navajo County has had 17 natural disasters declared since 1953, most often floods and fires.

Around Show Low

Show Low and the towns around it

Very lowLowModerateHighVery high

Pinetop-Lakesidemostly wildfiresHigh

Lindenmostly wildfiresHigh

Wagon Wheelmostly wildfiresModerate

White Mountain Lakemostly inland floodingModerate

Show Lowmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Show Low covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Show Low’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Show Low. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Show Low total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.