Natural hazards · Sun

Sun, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Sun comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sun?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sun to be higher than in 65% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding54%Heat waves43%Everything else4%

By hazard

What Sun faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 8 times a year in the area

Heat waves

43% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 23 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sun flood?

Every paid claim on a federal flood insurance policy in Sun, from FEMA’s records.

1paid claims since 1979

$5Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sun isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Maricopa County.

Disasters that hit Sun

Federal disasters declared here

None of the disasters declared for Maricopa County shows FEMA aid or repair money reaching Sun itself in FEMA’s records.

Brought FEMA money into SunDeclared for Maricopa County only

Maricopa County has had 23 natural disasters declared since 1953, most often fires and floods.

Around Sun

Sun and the towns around it

Very lowLowModerateHighVery high

Youngtownmostly inland floodingVery high

El Miragemostly inland floodingVery high

Peoriamostly inland floodingHigh

Sun Citymostly inland floodingHigh

Surprisemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sun covers 10 census tracts, combined by population.

Money that reached townFlood claims are matched to Sun’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Sun. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sun total about $23.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.