Natural hazards · Prescott

Prescott, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Prescott comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 31 claims here since 1980. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Prescott?

56
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prescott to be higher than in 56% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding68%Wildfire23%Everything else10%
By hazard

What Prescott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 7 times a year in the area

Wildfire

23% of expected damage
Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Prescott flood?

Every paid claim on a federal flood insurance policy in Prescott, from FEMA’s records.

31paid claims since 1980
$437Kpaid to owners
3homes flooded more than once
19802026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Prescott is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Yavapai County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Prescott

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Prescott itself: aid to households, or repair grants to the City of Prescott.

Brought FEMA money into PrescottDeclared for Yavapai County only
2010

Severe Winter Storms and Flooding

$63K to the City of Prescott for repairs
2005

Severe Storms and Flooding

$148K to the City of Prescott for repairs
2004

Severe Storms and Flooding

$275K to the City of Prescott for repairs
Yavapai County has had 24 natural disasters declared since 1953, most often fires and floods.
Around Prescott

Prescott and the towns around it

Williamson: High, mostly inland floodingPrescott Valley: Low, mostly inland floodingDewey-Humboldt: Very high, mostly wildfiresPrescott: Moderate, mostly inland flooding PrescottWilliamsonPrescott Valley
Very lowLowModerateHighVery high
Williamsonmostly inland floodingHigh
Prescottmostly inland floodingModerate
Prescott Valleymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prescott covers 17 census tracts, combined by population.
Money that reached townFlood claims are matched to Prescott’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Prescott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Prescott total about $17.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01