Natural hazards · Prescott Valley

Prescott Valley, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Prescott Valley comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 1993. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Prescott Valley?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prescott Valley to be higher than in 32% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding60%Wildfire23%Lightning7%Everything else11%
By hazard

What Prescott Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage
Below average · higher than 38% of U.S. places
Recorded about 7 times a year in the area

Wildfire

23% of expected damage
Well above average · higher than 97% of U.S. places

Lightning

7% of expected damage
Below average · higher than 36% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Prescott Valley flood?

Every paid claim on a federal flood insurance policy in Prescott Valley, from FEMA’s records.

10paid claims since 1993
$150Kpaid to owners
0homes flooded more than once
19932026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Prescott Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Yavapai County.
Disasters that hit Prescott Valley

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Prescott Valley itself: aid to households, or repair grants to the Town of Prescott Valley.

Brought FEMA money into Prescott ValleyDeclared for Yavapai County only
2005

Severe Storms and Flooding

$5K to the Town of Prescott Valley for repairs
2004

Severe Storms and Flooding

$36K to the Town of Prescott Valley for repairs
Yavapai County has had 24 natural disasters declared since 1953, most often fires and floods.
Around Prescott Valley

Prescott Valley and the towns around it

Dewey-Humboldt: Very high, mostly wildfiresPrescott: Moderate, mostly inland floodingWilliamson: High, mostly inland floodingPrescott Valley: Low, mostly inland flooding Prescott ValleyDewey-HumboldtPrescott
Very lowLowModerateHighVery high
Dewey-Humboldtmostly wildfiresVery high
Prescottmostly inland floodingModerate
Prescott Valleymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prescott Valley covers 9 census tracts, combined by population.
Money that reached townFlood claims are matched to Prescott Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Prescott Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Prescott Valley total about $8.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01