Natural hazards · Fort Valley

Fort Valley, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Fort Valley comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1999.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fort Valley?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fort Valley to be higher than in 65% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding60%Wildfire20%Lightning6%Earthquakes6%Everything else8%

By hazard

What Fort Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 8 times a year in the area

Wildfire

20% of expected damage

Well above average · higher than 98% of U.S. places

Lightning

6% of expected damage

Below average · higher than 42% of U.S. places

Earthquakes

6% of expected damage

Above average · higher than 73% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fort Valley flood?

Every paid claim on a federal flood insurance policy in Fort Valley, from FEMA’s records.

2paid claims since 1999

$90Kpaid to owners

0homes flooded more than once

19992026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fort Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coconino County.

Disasters that hit Fort Valley

Federal disasters declared here

None of the disasters declared for Coconino County shows FEMA aid or repair money reaching Fort Valley itself in FEMA’s records.

Brought FEMA money into Fort ValleyDeclared for Coconino County only

Coconino County has had 22 natural disasters declared since 1953, most often fires and floods.

Around Fort Valley

Fort Valley and the towns around it

Very lowLowModerateHighVery high

Bellemontmostly wildfiresVery high

Flagstaffmostly inland floodingVery high

Fort Valleymostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fort Valley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fort Valley’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Fort Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fort Valley total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.