Flagstaff, AZ natural hazards
Most of the natural-hazard damage FEMA expects in Flagstaff comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 56 claims here since 1979. 3 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Flagstaff?
FEMA expects yearly storm and flood damage to homes and buildings in Flagstaff to be higher than in 86% of U.S. communities, mostly from inland flooding.
What Flagstaff faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Wildfire
Lower here
Not a risk here
Does Flagstaff flood?
Every paid claim on a federal flood insurance policy in Flagstaff, from FEMA’s records.
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
3 federal disasters brought FEMA money here
Disasters the President declared that paid out in Flagstaff itself: aid to households, or repair grants to the City of Flagstaff.
Severe Storms and Flooding
Severe Winter Storms and Flooding
Severe Storms and Flooding
Flagstaff and the towns around it
How to read this page
FEMA’s expected losses across Flagstaff total about $61.6M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.