Natural hazards · Coolidge

Coolidge, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Coolidge comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1990.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coolidge?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coolidge to be higher than in 40% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding60%Heat waves21%Drought9%Everything else10%

By hazard

What Coolidge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 4 times a year in the area

Heat waves

21% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 21 times a year in the area

Drought

9% of expected damage

Recorded about 41 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coolidge flood?

Every paid claim on a federal flood insurance policy in Coolidge, from FEMA’s records.

1paid claims since 1990

$45Kpaid to owners

0homes flooded more than once

19902026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coolidge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pinal County.

Disasters that hit Coolidge

Federal disasters declared here

None of the disasters declared for Pinal County shows FEMA aid or repair money reaching Coolidge itself in FEMA’s records.

Brought FEMA money into CoolidgeDeclared for Pinal County only

Pinal County has had 21 natural disasters declared since 1953, most often fires and floods.

Around Coolidge

Coolidge and the towns around it

Very lowLowModerateHighVery high

Blackwatermostly inland floodingHigh

Coolidgemostly inland floodingModerate

Florencemostly inland floodingLow

Eloymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coolidge covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Coolidge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Coolidge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Coolidge total about $4.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.