Natural hazards · Blackwater

Blackwater, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Blackwater comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Blackwater?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blackwater to be higher than in 69% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding55%Heat waves24%Wildfire9%Drought8%Everything else4%

By hazard

What Blackwater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Heat waves

24% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 21 times a year in the area

Wildfire

9% of expected damage

Well above average · higher than 96% of U.S. places

Drought

8% of expected damage

Recorded about 50 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Blackwater flood?

FEMA's records show no paid flood insurance claims in Blackwater.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Blackwater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pinal County.

Disasters that hit Blackwater

Federal disasters declared here

None of the disasters declared for Pinal County shows FEMA aid or repair money reaching Blackwater itself in FEMA’s records.

Brought FEMA money into BlackwaterDeclared for Pinal County only

Pinal County has had 21 natural disasters declared since 1953, most often fires and floods.

Around Blackwater

Blackwater and the towns around it

Very lowLowModerateHighVery high

Blackwatermostly inland floodingHigh

Coolidgemostly inland floodingModerate

Florencemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blackwater is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Blackwater’s own flood-insurance community; household aid to the registrant’s city; repair grants to Blackwater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.