Natural hazards · Chandler

Chandler, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Chandler comes from heat waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2014. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chandler?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chandler to be higher than in 50% of U.S. communities, mostly from heat waves and inland flooding.

Heat waves49%Inland flooding48%Everything else3%

By hazard

What Chandler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Heat waves

49% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 23 times a year in the area

Inland flooding

48% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chandler flood?

Every paid claim on a federal flood insurance policy in Chandler, from FEMA’s records.

3paid claims since 2014

$552Kpaid to owners

0homes flooded more than once

20142026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Chandler is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Maricopa County.

Disasters that hit Chandler

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Chandler itself: aid to households, or repair grants to the City of Chandler.

Brought FEMA money into ChandlerDeclared for Maricopa County only

2014

Severe Storms and Flooding

$163K to the City of Chandler for repairs

Maricopa County has had 23 natural disasters declared since 1953, most often fires and floods.

Around Chandler

Chandler and the towns around it

Very lowLowModerateHighVery high

Tempemostly inland floodingHigh

Gilbertmostly inland floodingHigh

Sun Lakesmostly inland floodingHigh

Mesamostly inland floodingHigh

Chandlermostly heat wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chandler covers 57 census tracts, combined by population.

Money that reached townFlood claims are matched to Chandler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Chandler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chandler total about $120M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.