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Natural hazards · Lowell

Lowell, AR natural hazards

Most of the natural-hazard damage FEMA expects in Lowell comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1986. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lowell?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lowell to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding49%Ice storms14%Earthquakes9%Heat waves8%Tornadoes6%Everything else15%
By hazard

What Lowell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 3 times a year in the area

Ice storms

14% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

9% of expected damage
Well above average · higher than 75% of U.S. places

Heat waves

8% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 10 times a year in the area

Tornadoes

6% of expected damage
Below average · higher than 48% of U.S. places

Lower here

HurricanesHailWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lowell flood?

Every paid claim on a federal flood insurance policy in Lowell, from FEMA’s records.

3paid claims since 1986
$31Kpaid to owners
0homes flooded more than once
19862026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Lowell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Benton County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Lowell

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lowell itself: aid to households, or repair grants to the City of Lowell.

Brought FEMA money into LowellDeclared for Benton County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

135 households applied for aid $195K aid approved $111K to the City of Lowell for repairs
2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

23 households applied for aid $19K aid approved $277K to the City of Lowell for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid $1K aid approved
2011

Severe Storms, Tornadoes, and Associated Flooding

15 households applied for aid $11K aid approved $14K to the City of Lowell for repairs
2009

Severe Winter Storm

$112K to the City of Lowell for repairs
2008

Severe Storms, Flooding, and Tornadoes

1 household applied for aid
2008

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $12K aid approved $26K to the City of Lowell for repairs
2000

Severe Winter Ice Storm

$4K to the City of Lowell for repairs
Benton County has had 21 natural disasters declared since 1953, most often severe storms and floods.
Around Lowell

Lowell and the towns around it

Rogers: Low, mostly inland floodingSpringdale: Low, mostly heat wavesCave Springs: Moderate, mostly inland floodingLittle Flock: Low, mostly inland floodingBentonville: Low, mostly inland floodingElm Springs: Moderate, mostly heat wavesTontitown: Moderate, mostly inland floodingFayetteville: Moderate, mostly heat wavesJohnson: Moderate, mostly inland floodingLowell: Low, mostly inland flooding LowellRogersSpringdaleCave Springs
Very lowLowModerateHighVery high
Cave Springsmostly inland floodingModerate
Springdalemostly heat wavesLow
Lowellmostly inland floodingLow
Rogersmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lowell covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Lowell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lowell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lowell total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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