TownTapestry
Sign inJoin
Cave SpringsGood afternoon
Natural hazards · Cave Springs

Cave Springs, AR natural hazards

Most of the natural-hazard damage FEMA expects in Cave Springs comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2011. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cave Springs?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cave Springs to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding62%Ice storms10%Heat waves7%Everything else22%
By hazard

What Cave Springs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 3 times a year in the area

Ice storms

10% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Heat waves

7% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 10 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cave Springs flood?

Every paid claim on a federal flood insurance policy in Cave Springs, from FEMA’s records.

2paid claims since 2011
$9Kpaid to owners
0homes flooded more than once
20112026

Biggest named events

  • Late spring severe storms: 1 claim, $4K
  • Mid-spring storms: 1 claim, $4K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Cave Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Benton County.
Disasters that hit Cave Springs

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cave Springs itself: aid to households, or repair grants to the City of Cave Springs.

Brought FEMA money into Cave SpringsDeclared for Benton County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid
2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

4 households applied for aid $9K aid approved $427K to the City of Cave Springs for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

2 households applied for aid $29K to the City of Cave Springs for repairs
2011

Severe Storms, Tornadoes, and Associated Flooding

3 households applied for aid $21K to the City of Cave Springs for repairs
2009

Severe Winter Storm

$38K to the City of Cave Springs for repairs
2008

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $25K to the City of Cave Springs for repairs
2004

Severe Storms and Flooding

$3K to the City of Cave Springs for repairs
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $550 aid approved
Benton County has had 21 natural disasters declared since 1953, most often severe storms and floods.
Around Cave Springs

Cave Springs and the towns around it

Rogers: Low, mostly inland floodingSpringdale: Low, mostly heat wavesBentonville: Low, mostly inland floodingLowell: Low, mostly inland floodingLittle Flock: Low, mostly inland floodingElm Springs: Moderate, mostly heat wavesTontitown: Moderate, mostly inland floodingFayetteville: Moderate, mostly heat wavesJohnson: Moderate, mostly inland floodingCenterton: Moderate, mostly inland floodingBella Vista: Moderate, mostly inland floodingHighfill: Moderate, mostly inland floodingCave Springs: Moderate, mostly inland flooding Cave SpringsRogersSpringdaleBentonvilleLowell
Very lowLowModerateHighVery high
Cave Springsmostly inland floodingModerate
Springdalemostly heat wavesLow
Rogersmostly inland floodingLow
Lowellmostly inland floodingLow
Bentonvillemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cave Springs covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Cave Springs’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cave Springs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cave Springs total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Cave Springs, ARView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Cave Springs is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map