Natural hazards · Harrison

Harrison, AR natural hazards

Most of the natural-hazard damage FEMA expects in Harrison comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 19 claims here since 1982. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Harrison?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Harrison to be higher than in 57% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding28%Cold waves24%Tornadoes18%Ice storms12%Earthquakes6%Everything else13%

By hazard

What Harrison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

28% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Cold waves

24% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 90% of U.S. places

Ice storms

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

6% of expected damage

Well above average · higher than 76% of U.S. places

Lower here

HurricanesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Harrison flood?

Every paid claim on a federal flood insurance policy in Harrison, from FEMA’s records.

19paid claims since 1982

$471Kpaid to owners

3homes flooded more than once

19822026

Biggest named events

Late spring severe storms: 6 claims, $270K
Mid-spring storms: 6 claims, $141K
March storm: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Harrison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boone County.

What’s been done with FEMA grants

16storm safe rooms built

Disasters that hit Harrison

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Harrison itself: aid to households, or repair grants to the City of Harrison.

Brought FEMA money into HarrisonDeclared for Boone County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

111 households applied for aid $234K aid approved

2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

74 households applied for aid $96K aid approved $204K to the City of Harrison for repairs

2011

Severe Storms, Tornadoes, and Associated Flooding

60 households applied for aid $139K aid approved $226K to the City of Harrison for repairs

2009

Severe Winter Storm

$630K to the City of Harrison for repairs

2008

Severe Storms, Tornadoes, and Flooding

30 households applied for aid $31K aid approved

2004

Sever Storms, Flooding and Landslides

$20K to the City of Harrison for repairs

2000

Severe Winter Ice Storm

$66K to the City of Harrison for repairs

Boone County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Harrison covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Harrison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Harrison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Harrison total about $4.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.