Natural hazards · Hamburg

Hamburg, AR natural hazards

Most of the natural-hazard damage FEMA expects in Hamburg comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2004. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hamburg?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hamburg to be higher than in 50% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding28%Earthquakes22%Tornadoes19%Heat waves11%Everything else20%

By hazard

What Hamburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

28% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

22% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

19% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 18 years in the area

Heat waves

11% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 19 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hamburg flood?

Every paid claim on a federal flood insurance policy in Hamburg, from FEMA’s records.

2paid claims since 2004

$93Kpaid to owners

1homes flooded more than once

20042026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hamburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashley County.

What’s been done with FEMA grants

10storm safe rooms built

Disasters that hit Hamburg

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hamburg itself: aid to households, or repair grants to the City of Hamburg.

Brought FEMA money into HamburgDeclared for Ashley County only

2009

Severe Storms and Tornadoes

16 households applied for aid $2K aid approved

2001

Severe Storms and Flooding

$18K to the City of Hamburg for repairs

Ashley County has had 13 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hamburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hamburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hamburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.