Natural hazards · Earle

Earle, AR natural hazards

Most of the natural-hazard damage FEMA expects in Earle comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 28 claims here since 1987. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Earle?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Earle to be higher than in 80% of U.S. communities, mostly from earthquakes.

Earthquakes64%Inland flooding13%Tornadoes6%Heat waves5%Cold waves5%Everything else7%

By hazard

What Earle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

64% of expected damage

Well above average · higher than 94% of U.S. places

Inland flooding

13% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 39 years in the area

Heat waves

5% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 23 times a year in the area

Cold waves

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Earle flood?

Every paid claim on a federal flood insurance policy in Earle, from FEMA’s records.

28paid claims since 1987

$480Kpaid to owners

4homes flooded more than once

19872026

Biggest named events

Central U.S. April Flooding: 4 claims, $179K
Mid-spring storms: 4 claims, $73K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Earle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crittenden County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Earle

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Earle itself: aid to households, or repair grants to the City of Earle.

Brought FEMA money into EarleDeclared for Crittenden County only

2025

Severe Storms, Tornadoes, and Flooding

227 households applied for aid $1.5M aid approved

2011

Severe Storms, Tornadoes, and Associated Flooding

62 households applied for aid $86K aid approved

2008

Severe Storms, Flooding, and Tornadoes

167 households applied for aid $338K aid approved $61K to the City of Earle for repairs

2003

Severe Storms, Tornadoes, and Flooding

122 households applied for aid $545K aid approved

2000

Severe Winter Ice Storm

$28K to the City of Earle for repairs

Crittenden County has had 16 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Earle is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Earle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Earle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.