Natural hazards · Webb

Webb, AL natural hazards

Most of the natural-hazard damage FEMA expects in Webb comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2009. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Webb?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Webb to be higher than in 71% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes20%Hurricanes20%Cold waves5%Everything else13%

By hazard

What Webb faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 21 years in the area

Hurricanes

20% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 5 years in the area

Cold waves

5% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Webb flood?

Every paid claim on a federal flood insurance policy in Webb, from FEMA’s records.

2paid claims since 2009

$67Kpaid to owners

1homes flooded more than once

20092026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Webb isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Houston County.

Disasters that hit Webb

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Webb itself: aid to households, or repair grants to the Town of Webb.

Brought FEMA money into WebbDeclared for Houston County only

2009

Severe Storms, Flooding, Tornadoes & Straight-Line

14 households applied for aid $27K aid approved $32K to the Town of Webb for repairs

2005

Hurricane Dennis

$2K to the Town of Webb for repairs

2004

Hurricane Ivan

5 households applied for aid $8K aid approved

Houston County has had 24 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Webb

Webb and the towns around it

Very lowLowModerateHighVery high

Webbmostly inland floodingHigh

Kinseymostly inland floodingHigh

Dothanmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Webb covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Webb’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Webb. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Webb total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.