Natural hazards · Kinsey

Kinsey, AL natural hazards

Most of the natural-hazard damage FEMA expects in Kinsey comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2023. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kinsey?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kinsey to be higher than in 71% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes20%Hurricanes20%Cold waves5%Everything else13%

By hazard

What Kinsey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 21 years in the area

Hurricanes

20% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 5 years in the area

Cold waves

5% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kinsey flood?

Every paid claim on a federal flood insurance policy in Kinsey, from FEMA’s records.

1paid claims since 2023

$7Kpaid to owners

0homes flooded more than once

20232026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kinsey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Houston County.

Disasters that hit Kinsey

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kinsey itself: aid to households, or repair grants to the City of Kinsey.

Brought FEMA money into KinseyDeclared for Houston County only

2009

Severe Storms, Flooding, Tornadoes & Straight-Line

6 households applied for aid $27K aid approved $10K to the City of Kinsey for repairs

2005

Hurricane Dennis

$1K to the City of Kinsey for repairs

2004

Hurricane Ivan

1 household applied for aid $3K to the City of Kinsey for repairs

Houston County has had 24 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Kinsey

Kinsey and the towns around it

Very lowLowModerateHighVery high

Kinseymostly inland floodingHigh

Webbmostly inland floodingHigh

Dothanmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kinsey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kinsey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kinsey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.