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Natural hazards · Warrior

Warrior, AL natural hazards

Most of the natural-hazard damage FEMA expects in Warrior comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2003. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Warrior?

35
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warrior to be higher than in 35% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes32%Earthquakes12%Cold waves11%Heat waves5%Everything else7%
By hazard

What Warrior faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Below average · higher than 28% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

32% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 83 years in the area

Earthquakes

12% of expected damage
Well above average · higher than 78% of U.S. places

Cold waves

11% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once a year in the area

Heat waves

5% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Warrior flood?

Every paid claim on a federal flood insurance policy in Warrior, from FEMA’s records.

1paid claims since 2003
$5Kpaid to owners
0homes flooded more than once
20032026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Warrior isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.

What’s been done with FEMA grants

20storm safe rooms built
Disasters that hit Warrior

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warrior itself: aid to households, or repair grants to the City of Warrior.

Brought FEMA money into WarriorDeclared for Jefferson County only
2021

Severe Storms and Flooding

2 households applied for aid
2021

Severe Storms, Straight-Line Winds, and Tornadoes

2 households applied for aid
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

12 households applied for aid $9K aid approved
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

355 households applied for aid $160K aid approved $149K to the City of Warrior for repairs
2005

Hurricane Katrina

$8K to the City of Warrior for repairs
2004

Hurricane Ivan

4 households applied for aid $4K aid approved
2003

Severe Storms, Tornadoes, and Flooding

13 households applied for aid $27K aid approved $7K to the City of Warrior for repairs
2002

Severe Storms and Tornadoes

3 households applied for aid $4K aid approved
2001

Severe Storms and Flooding

$4K to the City of Warrior for repairs
Jefferson County has had 36 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Warrior

Warrior and the towns around it

Kimberly: High, mostly inland floodingTrafford: High, mostly inland floodingMorris: High, mostly inland floodingCounty Line: Moderate, mostly inland floodingWarrior: Low, mostly inland flooding WarriorKimberlyTrafford
Very lowLowModerateHighVery high
Kimberlymostly inland floodingHigh
Traffordmostly inland floodingHigh
Warriormostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warrior covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Warrior’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Warrior. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Warrior total about $798K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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