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Natural hazards · Trafford

Trafford, AL natural hazards

Most of the natural-hazard damage FEMA expects in Trafford comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Trafford?

60
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trafford to be higher than in 60% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes28%Cold waves11%Heat waves5%Everything else11%
By hazard

What Trafford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

28% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 75 years in the area

Cold waves

11% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once a year in the area

Heat waves

5% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Trafford flood?

FEMA's records show no paid flood insurance claims in Trafford.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Trafford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.

What’s been done with FEMA grants

3storm safe rooms built
Disasters that hit Trafford

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Trafford itself: aid to households, or repair grants to the Town of Trafford.

Brought FEMA money into TraffordDeclared for Jefferson County only
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

9 households applied for aid $4K aid approved
2004

Hurricane Ivan

2 households applied for aid $1K aid approved
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
Jefferson County has had 36 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Trafford

Trafford and the towns around it

County Line: Moderate, mostly inland floodingWarrior: Low, mostly inland floodingKimberly: High, mostly inland floodingTrafford: High, mostly inland flooding TraffordCounty LineWarrior
Very lowLowModerateHighVery high
Traffordmostly inland floodingHigh
County Linemostly inland floodingModerate
Warriormostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trafford is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Trafford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Trafford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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