Natural hazards · Monroeville

Monroeville, AL natural hazards

Most of the natural-hazard damage FEMA expects in Monroeville comes from hurricanes, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monroeville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monroeville to be higher than in 72% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes35%Inland flooding32%Tornadoes13%Lightning7%Cold waves5%Everything else9%

By hazard

What Monroeville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

35% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 7 years in the area

Inland flooding

32% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 88% of U.S. places

Lightning

7% of expected damage

Well above average · among the top 1% of U.S. places

Cold waves

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monroeville flood?

FEMA's records show no paid flood insurance claims in Monroeville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monroeville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Monroeville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Monroeville itself: aid to households, or repair grants to the City of Monroeville.

Brought FEMA money into MonroevilleDeclared for Monroe County only

2020

Hurricane Sally

1 household applied for aid

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

98 households applied for aid $65K aid approved

2005

Hurricane Dennis

$38K to the City of Monroeville for repairs

2004

Hurricane Ivan

1,802 households applied for aid $2.3M aid approved $199K to the City of Monroeville for repairs

2003

Severe Storms, Tornadoes, and Flooding

84 households applied for aid $59K aid approved

Monroe County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monroeville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Monroeville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Monroeville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Monroeville total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.