Natural hazards · Bakerhill

Bakerhill, AL natural hazards

Most of the natural-hazard damage FEMA expects in Bakerhill comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bakerhill?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bakerhill to be higher than in 48% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes20%Hurricanes15%Everything else16%

By hazard

What Bakerhill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

20% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 9 years in the area

Hurricanes

15% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 8 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bakerhill flood?

FEMA's records show no paid flood insurance claims in Bakerhill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bakerhill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Barbour County.

Disasters that hit Bakerhill

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bakerhill itself: aid to households, or repair grants to the Town of Bakerhill.

Brought FEMA money into BakerhillDeclared for Barbour County only

2004

Hurricane Ivan

2 households applied for aid

Barbour County has had 25 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bakerhill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bakerhill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bakerhill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.