Natural hazards · Tok

Tok, AK natural hazards

Most of the natural-hazard damage FEMA expects in Tok comes from avalanches, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tok?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tok to be higher than in 90% of U.S. communities, mostly from avalanches and wildfires.

Avalanches40%Wildfire39%Cold waves12%Everything else9%

By hazard

What Tok faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

40% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 15 years in the area

Wildfire

39% of expected damage

Well above average · among the top 1% of U.S. places

Cold waves

12% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Lower here

Inland floodingTornadoesHailIce stormsWinter weatherEarthquakesLandslidesLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesHeat wavesStrong windDroughtTsunamis

Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tok flood?

FEMA's records show no paid flood insurance claims in Tok.

Disasters that hit Tok

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tok itself: aid to households, or repair grants to Tok.

Brought FEMA money into TokDeclared for Southeast Fairbanks Census Area only

2013

Flooding

5 households applied for aid $4K aid approved

2002

Earthquake

70 households applied for aid $118K aid approved

Southeast Fairbanks Census Area has had 11 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tok is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tok’s own flood-insurance community; household aid to the registrant’s city; repair grants to Tok. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.