Natural hazards · Ranchettes

Ranchettes, WY natural hazards

Most of the natural-hazard damage FEMA expects in Ranchettes comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ranchettes?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ranchettes to be higher than in 23% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves29%Inland flooding28%Tornadoes20%Hail6%Everything else17%

By hazard

What Ranchettes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

29% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

28% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Above average · higher than 70% of U.S. places

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ranchettes flood?

Every paid claim on a federal flood insurance policy in Ranchettes, from FEMA’s records.

4paid claims since 1981

$29Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ranchettes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Laramie County.

Disasters that hit Ranchettes

Federal disasters declared here

None of the disasters declared for Laramie County shows FEMA aid or repair money reaching Ranchettes itself in FEMA’s records.

Brought FEMA money into RanchettesDeclared for Laramie County only

Laramie County has had 3 natural disasters declared since 1953, most often fires and floods.

Around Ranchettes

Ranchettes and the towns around it

Very lowLowModerateHighVery high

Cheyennemostly inland floodingLow

Ranchettesmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ranchettes covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Ranchettes’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Ranchettes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ranchettes total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.