Natural hazards · Midwest

Midwest, WY natural hazards

Most of the natural-hazard damage FEMA expects in Midwest comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Midwest?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Midwest to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding51%Cold waves15%Wildfire13%Earthquakes11%Everything else10%

By hazard

What Midwest faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Wildfire

13% of expected damage

Well above average · higher than 96% of U.S. places

Earthquakes

11% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Midwest flood?

FEMA's records show no paid flood insurance claims in Midwest.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Midwest isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Natrona County.

Disasters that hit Midwest

Federal disasters declared here

None of the disasters declared for Natrona County shows FEMA aid or repair money reaching Midwest itself in FEMA’s records.

Brought FEMA money into MidwestDeclared for Natrona County only

Natrona County has had 6 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Midwest is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Midwest’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Midwest. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.