Natural hazards · Chugwater

Chugwater, WY natural hazards

Most of the natural-hazard damage FEMA expects in Chugwater comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chugwater?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chugwater to be higher than in 71% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves20%Wildfire9%Tornadoes8%Hail6%Everything else9%

By hazard

What Chugwater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Cold waves

20% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Wildfire

9% of expected damage

Well above average · higher than 97% of U.S. places

Tornadoes

8% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 3 years in the area

Hail

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chugwater flood?

FEMA's records show no paid flood insurance claims in Chugwater.

of all homes
are insured

No community discount. Chugwater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Platte County.

Disasters that hit Chugwater

Federal disasters declared here

None of the disasters declared for Platte County shows FEMA aid or repair money reaching Chugwater itself in FEMA’s records.

Brought FEMA money into ChugwaterDeclared for Platte County only

Platte County has had 6 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chugwater is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chugwater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Chugwater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.