Natural hazards · Wolf Summit

Wolf Summit, WV natural hazards

Most of the natural-hazard damage FEMA expects in Wolf Summit comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wolf Summit?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wolf Summit to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Wolf Summit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wolf Summit flood?

FEMA's records show no paid flood insurance claims in Wolf Summit.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wolf Summit isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harrison County.

Disasters that hit Wolf Summit

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wolf Summit itself: aid to households, or repair grants to Wolf Summit.

Brought FEMA money into Wolf SummitDeclared for Harrison County only

2008

Severe Storms, Tornadoes, Flooding, Mudslides, and

1 household applied for aid

2003

Severe Storms, Flooding, and Landslides

3 households applied for aid $1K aid approved

Harrison County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wolf Summit is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wolf Summit’s own flood-insurance community; household aid to the registrant’s city; repair grants to Wolf Summit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.