Natural hazards · Twilight

Twilight, WV natural hazards

Most of the natural-hazard damage FEMA expects in Twilight comes from inland flooding, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Twilight?

87
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Twilight to be higher than in 87% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%
By hazard

What Twilight faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Twilight flood?

FEMA's records show no paid flood insurance claims in Twilight.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Twilight isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Boone County.
Disasters that hit Twilight

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Twilight itself: aid to households, or repair grants to Twilight.

Brought FEMA money into TwilightDeclared for Boone County only
2024

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $8K aid approved
2024

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

1 household applied for aid $1K aid approved
2023

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $3K aid approved
2012

Severe Storms and Straight-Line Winds

7 households applied for aid
2004

Severe Storms, Flooding, and Landslides

1 household applied for aid
Boone County has had 24 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Twilight is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Twilight’s own flood-insurance community; household aid to the registrant’s city; repair grants to Twilight. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01