Natural hazards · Tioga

Tioga, WV natural hazards

Most of the natural-hazard damage FEMA expects in Tioga comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tioga?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tioga to be higher than in 67% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding64%Cold waves29%Everything else7%

By hazard

What Tioga faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Cold waves

29% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tioga flood?

FEMA's records show no paid flood insurance claims in Tioga.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tioga isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nicholas County.

Disasters that hit Tioga

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tioga itself: aid to households, or repair grants to Tioga.

Brought FEMA money into TiogaDeclared for Nicholas County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

3 households applied for aid $3K aid approved

2016

Severe Storms, Flooding, Landslides, and Mudslides

22 households applied for aid $51K aid approved

2012

Severe Storms and Straight-Line Winds

8 households applied for aid $1K aid approved

2003

Severe Storms, Flooding, and Landslides

1 household applied for aid $6K aid approved

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

4 households applied for aid $5K aid approved

Nicholas County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tioga is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tioga’s own flood-insurance community; household aid to the registrant’s city; repair grants to Tioga. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.