Natural hazards · Sutton

Sutton, WV natural hazards

Most of the natural-hazard damage FEMA expects in Sutton comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 1980. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sutton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sutton to be higher than in 83% of U.S. communities, mostly from inland flooding.

Inland flooding87%Cold waves6%Everything else7%

By hazard

What Sutton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sutton flood?

Every paid claim on a federal flood insurance policy in Sutton, from FEMA’s records.

3paid claims since 1980

$5Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sutton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Braxton County.

Disasters that hit Sutton

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sutton itself: aid to households, or repair grants to the Town of Sutton.

Brought FEMA money into SuttonDeclared for Braxton County only

2015

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$26K to the Town of Sutton for repairs

2004

Severe Storms, Flooding, and Landslides

53 households applied for aid $74K aid approved

2003

Severe Storms, Flooding, and Landslides

12 households applied for aid $29K aid approved

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

4 households applied for aid $1K aid approved

Braxton County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sutton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sutton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sutton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.