Natural hazards · Summersville

Summersville, WV natural hazards

Most of the natural-hazard damage FEMA expects in Summersville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1986. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Summersville?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Summersville to be higher than in 46% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves36%Everything else8%
By hazard

What Summersville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once a year in the area

Cold waves

36% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Summersville flood?

Every paid claim on a federal flood insurance policy in Summersville, from FEMA’s records.

3paid claims since 1986
$44Kpaid to owners
1homes flooded more than once
19862026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Summersville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Nicholas County.
Disasters that hit Summersville

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Summersville itself: aid to households, or repair grants to the City of Summersville.

Brought FEMA money into SummersvilleDeclared for Nicholas County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

80 households applied for aid $178K aid approved
2016

Severe Storms, Flooding, Landslides, and Mudslides

193 households applied for aid $522K aid approved $31K to the City of Summersville for repairs
2012

Hurricane Sandy

$36K to the City of Summersville for repairs
2012

Severe Storms and Straight-Line Winds

208 households applied for aid $64K aid approved $29K to the City of Summersville for repairs
2009

Severe Winter Storm and Snowstorm

$8K to the City of Summersville for repairs
2004

Severe Storms, Flooding, and Landslides

3 households applied for aid $9K aid approved
2003

Severe Storms, Flooding, and Landslides

83 households applied for aid $186K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

40 households applied for aid $25K aid approved $16K to the City of Summersville for repairs
2001

Severe Storms, Flooding and Landslides

$15K to the City of Summersville for repairs
Nicholas County has had 21 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Summersville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Summersville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Summersville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Summersville, WVView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Summersville is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01