St. Albans, WV natural hazards
Most of the natural-hazard damage FEMA expects in St. Albans comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 31 claims here since 1978. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is St. Albans?
FEMA expects yearly storm and flood damage to homes and buildings in St. Albans to be higher than in 97% of U.S. communities, mostly from inland flooding.
What St. Albans faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Lower here
Not a risk here
Does St. Albans flood?
Every paid claim on a federal flood insurance policy in St. Albans, from FEMA’s records.
Biggest named events
- Not a named storm: 4 claims, $2K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in St. Albans itself: aid to households, or repair grants to the City of St. Albans.
Severe Storms, Flooding, Landslides, and Mudslides
Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides
Severe Storms, Flooding, Landslides, and Mudslides
Severe Storms and Flooding
Severe Storms, Flooding, Landslides, and Mudslides
Hurricane Sandy
Severe Storms and Straight-Line Winds
Severe Storms, Flooding, Mudslides, and Landslides
Severe Storms, Flooding, and Landslides
Severe Storms, Flooding, and Landslides
Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides
St. Albans and the towns around it
How to read this page
FEMA’s expected losses across St. Albans total about $5.7M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.