Natural hazards · Shady Spring

Shady Spring, WV natural hazards

Most of the natural-hazard damage FEMA expects in Shady Spring comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1989. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Shady Spring?

7
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shady Spring to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding70%Cold waves7%Strong wind5%Everything else18%
By hazard

What Shady Spring faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Shady Spring flood?

Every paid claim on a federal flood insurance policy in Shady Spring, from FEMA’s records.

3paid claims since 1989
$30Kpaid to owners
0homes flooded more than once
19892026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Shady Spring isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Raleigh County.
Disasters that hit Shady Spring

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shady Spring itself: aid to households, or repair grants to Shady Spring.

Brought FEMA money into Shady SpringDeclared for Raleigh County only
2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

5 households applied for aid $7K aid approved
2012

Severe Storms and Straight-Line Winds

10 households applied for aid $7K aid approved
2010

Severe Storms, Flooding, Mudslides, and Landslides

19 households applied for aid $46K aid approved
2009

Severe Storms, Flooding, Mudslides, and Landslides

3 households applied for aid $19K aid approved
2004

Severe Storms, Flooding, and Landslides

8 households applied for aid $19K aid approved
2003

Severe Storms, Flooding, and Landslides

14 households applied for aid $21K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

5 households applied for aid $2K aid approved
Raleigh County has had 25 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shady Spring covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Shady Spring’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Shady Spring. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shady Spring total about $677K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01