Natural hazards · Romney

Romney, WV natural hazards

Most of the natural-hazard damage FEMA expects in Romney comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1996. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Romney?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Romney to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding80%Drought6%Everything else14%

By hazard

What Romney faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 2 times a year in the area

Drought

6% of expected damage

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Romney flood?

Every paid claim on a federal flood insurance policy in Romney, from FEMA’s records.

4paid claims since 1996

$85Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Hurricane Fran: 4 claims, $85K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Romney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hampshire County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Romney

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Romney itself: aid to households, or repair grants to the City of Romney.

Brought FEMA money into RomneyDeclared for Hampshire County only

2018

Severe Storms, Flooding, Landslides, and Mudslides

$176K to the City of Romney for repairs

2010

Severe Winter Storms and Snowstorms

$23K to the City of Romney for repairs

2003

Hurricane Isabel

$3K to the City of Romney for repairs

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

$7K to the City of Romney for repairs

Hampshire County has had 16 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Romney is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Romney’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Romney. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.