Natural hazards · Red Jacket

Red Jacket, WV natural hazards

Most of the natural-hazard damage FEMA expects in Red Jacket comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 98 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Red Jacket?

95
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Red Jacket to be higher than in 95% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%
By hazard

What Red Jacket faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Red Jacket flood?

Every paid claim on a federal flood insurance policy in Red Jacket, from FEMA’s records.

98paid claims since 1978
$2.1Mpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Storm: 19 claims, $300K
  • February West Virginia Flooding: 8 claims, $263K
  • April 2007 Nor'easter: 2 claims, $12K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Red Jacket isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mingo County.
Disasters that hit Red Jacket

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Red Jacket itself: aid to households, or repair grants to Red Jacket.

Brought FEMA money into Red JacketDeclared for Mingo County only
2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

4 households applied for aid $16K aid approved
2012

Severe Storms and Straight-Line Winds

1 household applied for aid
2010

Severe Storms, Flooding, Mudslides, and Landslides

2 households applied for aid $4K aid approved
2009

Severe Storms, Flooding, Mudslides, and Landslides

136 households applied for aid $572K aid approved
2004

Severe Storms, Flooding, and Landslides

75 households applied for aid $199K aid approved
2003

Severe Storms, Flooding, and Landslides

6 households applied for aid $16K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

2 households applied for aid $5K aid approved
Mingo County has had 30 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Red Jacket covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Red Jacket’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Red Jacket. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Red Jacket total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01