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Natural hazards · Raleigh

Raleigh, WV natural hazards

Most of the natural-hazard damage FEMA expects in Raleigh comes from inland flooding, and overall the risk is very low for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Raleigh?

5
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Raleigh to be higher than in 5% of U.S. communities, mostly from inland flooding.

Inland flooding68%Earthquakes13%Cold waves5%Everything else14%
By hazard

What Raleigh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage
Well below average · higher than 12% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

13% of expected damage
Above average · higher than 69% of U.S. places

Cold waves

5% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Raleigh flood?

FEMA's records show no paid flood insurance claims in Raleigh.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Raleigh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Raleigh County.
Disasters that hit Raleigh

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Raleigh itself: aid to households, or repair grants to Raleigh.

Brought FEMA money into RaleighDeclared for Raleigh County only
2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

6 households applied for aid $17K aid approved
2012

Severe Storms and Straight-Line Winds

10 households applied for aid $16K aid approved
2010

Severe Storms, Flooding, Mudslides, and Landslides

29 households applied for aid $51K aid approved
2009

Severe Storms, Flooding, Mudslides, and Landslides

6 households applied for aid $4K aid approved
2004

Severe Storms, Flooding, and Landslides

8 households applied for aid $10K aid approved
2003

Severe Storms, Flooding, and Landslides

5 households applied for aid $3K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

2 households applied for aid $382 aid approved
Raleigh County has had 25 natural disasters declared since 1953, most often severe storms and floods.
Around Raleigh

Raleigh and the towns around it

Beckley: Very low, mostly inland floodingMabscott: Moderate, mostly inland floodingMacArthur: Moderate, mostly inland floodingRaleigh: Very low, mostly inland flooding RaleighBeckley
Very lowLowModerateHighVery high
Raleighmostly inland floodingVery low
Beckleymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Raleigh is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Raleigh’s own flood-insurance community; household aid to the registrant’s city; repair grants to Raleigh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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