Natural hazards · Prosperity

Prosperity, WV natural hazards

Most of the natural-hazard damage FEMA expects in Prosperity comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Prosperity?

20
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prosperity to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding80%Everything else20%
By hazard

What Prosperity faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage
Below average · higher than 45% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Prosperity flood?

FEMA's records show no paid flood insurance claims in Prosperity.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Prosperity isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Raleigh County.
Disasters that hit Prosperity

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Prosperity itself: aid to households, or repair grants to Prosperity.

Brought FEMA money into ProsperityDeclared for Raleigh County only
2010

Severe Storms, Flooding, Mudslides, and Landslides

2 households applied for aid
2009

Severe Storms, Flooding, Mudslides, and Landslides

1 household applied for aid
2004

Severe Storms, Flooding, and Landslides

3 households applied for aid $1K aid approved
2003

Severe Storms, Flooding, and Landslides

4 households applied for aid $478 aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

1 household applied for aid $269 aid approved
Raleigh County has had 25 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prosperity is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Prosperity’s own flood-insurance community; household aid to the registrant’s city; repair grants to Prosperity. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01