Natural hazards · Princeton

Princeton, WV natural hazards

Most of the natural-hazard damage FEMA expects in Princeton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 40 claims here since 1982. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Princeton?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Princeton to be higher than in 29% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding71%Cold waves16%Earthquakes5%Everything else8%
By hazard

What Princeton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 2 times a year in the area

Cold waves

16% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 4 times a year in the area

Earthquakes

5% of expected damage
Above average · higher than 58% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHeat wavesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Princeton flood?

Every paid claim on a federal flood insurance policy in Princeton, from FEMA’s records.

40paid claims since 1982
$1.4Mpaid to owners
5homes flooded more than once
19822026

Biggest named events

  • February West Virginia Flooding: 3 claims, $227K
  • Storm: 1 claim, $250

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Princeton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mercer County.

What’s been done with FEMA grants

8flood-prone properties bought out and cleared
Disasters that hit Princeton

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Princeton itself: aid to households, or repair grants to the City of Princeton.

Brought FEMA money into PrincetonDeclared for Mercer County only
2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

308 households applied for aid $1.5M aid approved
2024

Post-Tropical Storm Helene

283 households applied for aid $649K aid approved
2012

Severe Storms and Straight-Line Winds

51 households applied for aid $14K aid approved $5K to the City of Princeton for repairs
2010

Severe Storms, Flooding, Mudslides, and Landslides

259 households applied for aid $614K aid approved $22K to the City of Princeton for repairs
2009

Severe Winter Storm and Snowstorm

$15K to the City of Princeton for repairs
2009

Severe Storms, Flooding, Mudslides, and Landslides

47 households applied for aid $34K aid approved
2004

Severe Storms, Flooding, and Landslides

221 households applied for aid $210K aid approved
2003

Severe Storms, Flooding, and Landslides

160 households applied for aid $311K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

48 households applied for aid $54K aid approved
Mercer County has had 24 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Princeton covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Princeton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Princeton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Princeton total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Princeton, WVView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Princeton is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01