Natural hazards · Oakvale

Oakvale, WV natural hazards

Most of the natural-hazard damage FEMA expects in Oakvale comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 10 claims here since 1996. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Oakvale?

62
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakvale to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding79%Cold waves12%Everything else9%
By hazard

What Oakvale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 2 times a year in the area

Cold waves

12% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHeat wavesDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Oakvale flood?

Every paid claim on a federal flood insurance policy in Oakvale, from FEMA’s records.

10paid claims since 1996
$73Kpaid to owners
2homes flooded more than once
19962026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Oakvale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mercer County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared
Disasters that hit Oakvale

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oakvale itself: aid to households, or repair grants to the Town of Oakvale.

Brought FEMA money into OakvaleDeclared for Mercer County only
2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

2 households applied for aid $4K aid approved
2012

Severe Storms and Straight-Line Winds

10 households applied for aid $5K aid approved
2010

Severe Storms, Flooding, Mudslides, and Landslides

1 household applied for aid $13K aid approved
2003

Severe Storms, Flooding, and Landslides

10 households applied for aid $19K aid approved
2002

Severe Storms, Flooding and Landslides

$4K to the Town of Oakvale for repairs
2001

Severe Storms, Flooding and Landslides

$4K to the Town of Oakvale for repairs
Mercer County has had 24 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakvale is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Oakvale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Oakvale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01