Natural hazards · Nettie

Nettie, WV natural hazards

Most of the natural-hazard damage FEMA expects in Nettie comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 63 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nettie?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nettie to be higher than in 67% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves40%Everything else7%

By hazard

What Nettie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Cold waves

40% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nettie flood?

Every paid claim on a federal flood insurance policy in Nettie, from FEMA’s records.

63paid claims since 1979

$2.8Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Summer severe storms: 21 claims, $1.9M
Heavy rains: 13 claims, $306K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nettie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nicholas County.

Disasters that hit Nettie

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nettie itself: aid to households, or repair grants to Nettie.

Brought FEMA money into NettieDeclared for Nicholas County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

7 households applied for aid $7K aid approved

2016

Severe Storms, Flooding, Landslides, and Mudslides

13 households applied for aid $5K aid approved

2012

Severe Storms and Straight-Line Winds

35 households applied for aid $8K aid approved

2003

Severe Storms, Flooding, and Landslides

6 households applied for aid $12K aid approved

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

10 households applied for aid $5K aid approved

Nicholas County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nettie covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Nettie’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Nettie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Nettie total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.