Natural hazards · Mount Carbon

Mount Carbon, WV natural hazards

Most of the natural-hazard damage FEMA expects in Mount Carbon comes from inland flooding, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mount Carbon?

98
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Carbon to be higher than in 98% of U.S. communities, mostly from inland flooding.

Inland flooding94%Everything else6%
By hazard

What Mount Carbon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

94% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mount Carbon flood?

FEMA's records show no paid flood insurance claims in Mount Carbon.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Mount Carbon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Fayette County.
Disasters that hit Mount Carbon

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Carbon itself: aid to households, or repair grants to Mount Carbon.

Brought FEMA money into Mount CarbonDeclared for Fayette County only
2016

Severe Storms, Flooding, Landslides, and Mudslides

5 households applied for aid $10K aid approved
2012

Severe Storms and Straight-Line Winds

4 households applied for aid $500 aid approved
2004

Severe Storms, Flooding, and Landslides

2 households applied for aid $6K aid approved
2003

Severe Storms, Flooding, and Landslides

3 households applied for aid $5K aid approved
Fayette County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.
Around Mount Carbon

Mount Carbon and the towns around it

Kimberly: Very high, mostly inland floodingBoomer: Very high, mostly inland floodingSmithers: Very high, mostly inland floodingMount Carbon: Very high, mostly inland flooding Mount CarbonKimberlyBoomer
Very lowLowModerateHighVery high
Mount Carbonmostly inland floodingVery high
Kimberlymostly inland floodingVery high
Boomermostly inland floodingVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Carbon is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Mount Carbon’s own flood-insurance community; household aid to the registrant’s city; repair grants to Mount Carbon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01