Natural hazards · Moundsville

Moundsville, WV natural hazards

Most of the natural-hazard damage FEMA expects in Moundsville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 77 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Moundsville?

75
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moundsville to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%
By hazard

What Moundsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Moundsville flood?

Every paid claim on a federal flood insurance policy in Moundsville, from FEMA’s records.

77paid claims since 1978
$792Kpaid to owners
11homes flooded more than once
19782026

Biggest named events

  • Tropical Storm Ivan: 19 claims, $415K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Moundsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marshall County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared
Disasters that hit Moundsville

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moundsville itself: aid to households, or repair grants to the City of Moundsville.

Brought FEMA money into MoundsvilleDeclared for Marshall County only
2024

Severe Storms, Flooding, Landslides, and Mudslides

10 households applied for aid $112K aid approved $39K to the City of Moundsville for repairs
2024

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

27 households applied for aid $202K aid approved $42K to the City of Moundsville for repairs
2017

Severe Storms, Flooding, Landslides, and Mudslides

3 households applied for aid $616 aid approved
2005

Severe Storms, Flooding, and Landslides

$9K to the City of Moundsville for repairs
2004

Severe Storms, Flooding, and Landslides

323 households applied for aid $1.3M aid approved $113K to the City of Moundsville for repairs
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

$10K to the City of Moundsville for repairs
Marshall County has had 22 natural disasters declared since 1953, most often severe storms and floods.
Around Moundsville

Moundsville and the towns around it

Mead: High, mostly inland floodingGlen Dale: Very high, mostly inland floodingYork: Very high, mostly inland floodingShadyside: High, mostly inland floodingPultney: High, mostly inland floodingRichland: Very low, mostly inland floodingWashington: Very high, mostly inland floodingSmith: High, mostly inland floodingMoundsville: High, mostly inland flooding MoundsvilleMeadGlen Dale
Very lowLowModerateHighVery high
Glen Dalemostly inland floodingVery high
Meadmostly inland floodingHigh
Moundsvillemostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moundsville covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Moundsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Moundsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moundsville total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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