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Natural hazards · Matoaka

Matoaka, WV natural hazards

Most of the natural-hazard damage FEMA expects in Matoaka comes from inland flooding, and overall the risk is high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Matoaka?

68
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Matoaka to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves13%Everything else10%
By hazard

What Matoaka faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 2 times a year in the area

Cold waves

13% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Matoaka flood?

FEMA's records show no paid flood insurance claims in Matoaka.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Matoaka isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mercer County.

What’s been done with FEMA grants

15flood-prone properties bought out and cleared
Disasters that hit Matoaka

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Matoaka itself: aid to households, or repair grants to Matoaka.

Brought FEMA money into MatoakaDeclared for Mercer County only
2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

51 households applied for aid $337K aid approved
2024

Post-Tropical Storm Helene

15 households applied for aid $123K aid approved
2012

Severe Storms and Straight-Line Winds

14 households applied for aid $16K aid approved
2010

Severe Storms, Flooding, Mudslides, and Landslides

55 households applied for aid $134K aid approved
2009

Severe Storms, Flooding, Mudslides, and Landslides

12 households applied for aid $18K aid approved
2004

Severe Storms, Flooding, and Landslides

12 households applied for aid $26K aid approved
2003

Severe Storms, Flooding, and Landslides

37 households applied for aid $60K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

16 households applied for aid $38K aid approved
Mercer County has had 24 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Matoaka is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Matoaka’s own flood-insurance community; household aid to the registrant’s city; repair grants to Matoaka. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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