Natural hazards · MacArthur

MacArthur, WV natural hazards

Most of the natural-hazard damage FEMA expects in MacArthur comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 35 claims here since 1980. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is MacArthur?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in MacArthur to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding80%Earthquakes6%Everything else14%

By hazard

What MacArthur faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 64% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does MacArthur flood?

Every paid claim on a federal flood insurance policy in MacArthur, from FEMA’s records.

35paid claims since 1980

$733Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. MacArthur isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Raleigh County.

Disasters that hit MacArthur

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in MacArthur itself: aid to households, or repair grants to MacArthur.

Brought FEMA money into MacArthurDeclared for Raleigh County only

2012

Severe Storms and Straight-Line Winds

1 household applied for aid

Raleigh County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around MacArthur

MacArthur and the towns around it

Very lowLowModerateHighVery high

MacArthurmostly inland floodingModerate

Mabscottmostly inland floodingModerate

Crab Orchardmostly inland floodingLow

Beckleymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. MacArthur covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to MacArthur’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to MacArthur. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across MacArthur total about $705K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.