Natural hazards · Lumberport

Lumberport, WV natural hazards

Most of the natural-hazard damage FEMA expects in Lumberport comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 17 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lumberport?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lumberport to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else13%
By hazard

What Lumberport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lumberport flood?

Every paid claim on a federal flood insurance policy in Lumberport, from FEMA’s records.

17paid claims since 1978
$142Kpaid to owners
3homes flooded more than once
19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Lumberport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harrison County.

What’s been done with FEMA grants

5flood-prone properties bought out and cleared
Disasters that hit Lumberport

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lumberport itself: aid to households, or repair grants to the Town of Lumberport.

Brought FEMA money into LumberportDeclared for Harrison County only
2023

Severe Storms, Flooding, Landslides, and Mudslides

2 households applied for aid $5K aid approved
2017

Severe Storms, Flooding, Landslides, and Mudslides

7 households applied for aid $16K aid approved
2012

Severe Storms, Tornadoes, Flooding, Mudslides, and Landslides

4 households applied for aid $3K aid approved
2008

Severe Storms, Tornadoes, Flooding, Mudslides, and

24 households applied for aid $96K aid approved $5K to the Town of Lumberport for repairs
2003

Severe Storms, Flooding, and Landslides

2 households applied for aid
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

2 households applied for aid $4K aid approved $810 to the Town of Lumberport for repairs
Harrison County has had 20 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lumberport is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Lumberport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lumberport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01