Natural hazards · Lubeck

Lubeck, WV natural hazards

Most of the natural-hazard damage FEMA expects in Lubeck comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lubeck?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lubeck to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%

By hazard

What Lubeck faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lubeck flood?

FEMA's records show no paid flood insurance claims in Lubeck.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lubeck isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wood County.

Disasters that hit Lubeck

Federal disasters declared here

None of the disasters declared for Wood County shows FEMA aid or repair money reaching Lubeck itself in FEMA’s records.

Brought FEMA money into LubeckDeclared for Wood County only

Wood County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Lubeck

Lubeck and the towns around it

Very lowLowModerateHighVery high

Lubeckmostly inland floodingHigh

Washingtonmostly inland floodingHigh

Blennerhassettmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lubeck is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lubeck’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lubeck. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.