Natural hazards · Kermit

Kermit, WV natural hazards

Most of the natural-hazard damage FEMA expects in Kermit comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 33 claims here since 1978. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kermit?

99
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kermit to be higher than in 99% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%
By hazard

What Kermit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kermit flood?

Every paid claim on a federal flood insurance policy in Kermit, from FEMA’s records.

33paid claims since 1978
$529Kpaid to owners
2homes flooded more than once
19782026

Biggest named events

  • February West Virginia Flooding: 5 claims, $89K
  • Not a named storm: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Kermit isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mingo County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared
Disasters that hit Kermit

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kermit itself: aid to households, or repair grants to the Town of Kermit.

Brought FEMA money into KermitDeclared for Mingo County only
2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

202 households applied for aid $1.4M aid approved
2021

Severe Storms and Flooding

75 households applied for aid $265K aid approved
2015

Severe Winter Storm, Flooding, Landslides, and Mudslides

$123K to the Town of Kermit for repairs
2012

Severe Storms and Straight-Line Winds

2 households applied for aid
2012

Severe Storms, Flooding, Mudslides, and Lanslides

10 households applied for aid $10K aid approved
2012

Severe Storms, Tornadoes, Flooding, Mudslides, and Landslides

18 households applied for aid $24K aid approved
2010

Severe Storms, Flooding, Mudslides, and Landslides

22 households applied for aid $37K aid approved $46K to the Town of Kermit for repairs
2009

Severe Storms, Flooding, Mudslides, and Landslides

69 households applied for aid $50K aid approved $30K to the Town of Kermit for repairs
2004

Severe Storms, Flooding, and Landslides

269 households applied for aid $626K aid approved
2003

Severe Storms, Flooding, and Landslides

57 households applied for aid $100K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

77 households applied for aid $216K aid approved $12K to the Town of Kermit for repairs
2002

Severe Storms, Flooding and Landslides

$54K to the Town of Kermit for repairs
Mingo County has had 30 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kermit is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Kermit’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Kermit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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