Jacksonburg’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Jacksonburg comes from inland flooding, and overall the risk is very high for a U.S. community. 7 federal disasters brought FEMA money into town.
What stands out about Jacksonburg’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Jacksonburg flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Jacksonburg. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Jacksonburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wetzel County.How exposed is Jacksonburg?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 99% of U.S. communities, mostly from inland flooding.
Rated higher than 436 of the 438 West Virginia towns we cover.
Jacksonburg is smaller than a census tract, so it shares the figures of the tract around its center.
What Jacksonburg faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
7 federal disasters brought FEMA money to Jacksonburg
Disasters that paid out in Jacksonburg itself (aid to households or repair grants to Jacksonburg) and its biggest flood years.
- 2024Severe Storms, Flooding, Landslides, and Mudslides4 households applied for aid$26K aid approved
- 2024Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides4 households applied for aid$78K aid approved
- 2017Severe Storms, Flooding, Landslides, and Mudslides3 households applied for aid$1K aid approved
- 2012Severe Storms and Straight-Line Winds3 households applied for aid
- 2008Severe Storms, Tornadoes, Flooding, Mudslides, and2 households applied for aid$7K aid approved
- 2004Severe Storms, Flooding, and Landslides44 households applied for aid$312K aid approved
Show all 7
- 2003Severe Storms, Flooding, and Landslides10 households applied for aid$59K aid approved
Wetzel County has had 24 natural disasters declared since 1953, most often severe storms and floods.
Old photos of Jacksonburg after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Jacksonburg archive →Get ready for what Jacksonburg actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Keep a shovel, a blanket and snacks in the car.
- Clear snow from furnace and dryer vents.
- Check on older neighbors when the power goes out.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in January–March
The month each of Wetzel County’s 24 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Jacksonburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to Jacksonburg.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Jacksonburg.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.