Natural hazards · Gypsy

Gypsy, WV natural hazards

Most of the natural-hazard damage FEMA expects in Gypsy comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gypsy?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gypsy to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%

By hazard

What Gypsy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gypsy flood?

FEMA's records show no paid flood insurance claims in Gypsy.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gypsy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harrison County.

Disasters that hit Gypsy

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gypsy itself: aid to households, or repair grants to Gypsy.

Brought FEMA money into GypsyDeclared for Harrison County only

2008

Severe Storms, Tornadoes, Flooding, Mudslides, and

2 households applied for aid $12K aid approved

2003

Severe Storms, Flooding, and Landslides

1 household applied for aid $2K aid approved

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

1 household applied for aid $1K aid approved

Harrison County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gypsy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gypsy’s own flood-insurance community; household aid to the registrant’s city; repair grants to Gypsy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.