Natural hazards · Gilbert Creek

Gilbert Creek, WV natural hazards

Most of the natural-hazard damage FEMA expects in Gilbert Creek comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gilbert Creek?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gilbert Creek to be higher than in 94% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%

By hazard

What Gilbert Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gilbert Creek flood?

FEMA's records show no paid flood insurance claims in Gilbert Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gilbert Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mingo County.

Disasters that hit Gilbert Creek

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Gilbert Creek itself: aid to households, or repair grants to Gilbert Creek.

Brought FEMA money into Gilbert CreekDeclared for Mingo County only

2009

Severe Storms, Flooding, Mudslides, and Landslides

2 households applied for aid $30K aid approved

Mingo County has had 30 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gilbert Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gilbert Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to Gilbert Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.